this question is geared towards sponsors (and credit card processors) who deal with large numbers of transactions and who cascade with multiple merchant accounts.
we’re using HBMS and Woodforest, primarily, and we have both adult and non-adult merchant accounts. we’ve been seeing a rising number of transactions (mostly european and south american, some chinese) that are declined on our “adult” flagged merchant accounts that are actually good cards. ie. customer says card is good, and cascading to a non-adult account (for testing purposes only) is approved.
is anyone else seeing a trend like this? any solution or are legitimate adult merchant accounts getting singled out to be declined more and more?
if any processors out there have a viable solution to this dire dilemma, i’d be interested